Verde Core
Integrated core banking
Verde Core is a full-feature, modular core banking platform we've designed and deployed for banks, credit unions, finance companies, and fintechs that want front- and back-office capability in one stack, without giving up the reviewable decisioning and loan-life projections that define Aurora, Allele, and Corona. Most institutions integrate those capabilities via API into their incumbent core, but Core is the path when you want Verde to own the integrated system of record.
Tailored to your institution
Verde Core is extensively customizable. It fully covers core processing and can include the decision and origination layers many institutions otherwise stitch together from separate vendors.
- General ledger, accounting, loan and deposit administration (secured and unsecured, recourse and non-recourse)
- Payments, disbursement, ACH, collections, and reconciliation
- Customer onboarding, ID capture, imaging, and document management
- Verde Corona -- origination workflows, fraud and error detection, compliance administration
- Verde Aurora -- automated and manual decisioning, scorecards, offer optimization, Basel III Advanced approach support
- Verde Allele -- real-time risk, retention, cross-sell, VaR and stress testing at account level
- Regulatory reporting, audit trails, fraud management, and omnichannel retail, merchant, and agent channels
Modern, adaptable architecture
Verde Core is built as a multilayer web application (ASP.NET / C#) with configurable security and authorization, encryption between layers, and multiple database options on the back-end. It can be deployed as cloud SaaS or fully installed behind your firewall, depending on your institution's security stance.
The design supports load balancing, mirroring and replication with multi-server rollover, and a reporting replica for low-cost analytics. Third-party and in-house systems connect through flexible continuous, batch, and logic-driven interfaces.
Origination and decisioning, shared stack
When Corona runs integrated with Core, it shares UI and database layers with the core. It validates application data, publishes third-party data to the ledger, and invokes Aurora for optimized decisions and counter-offers with explainable reason codes in seconds.
Corona can also stand alone. Integrated or not, the origination experience stays aligned with how Verde deploys Aurora and Allele elsewhere in the institution.
When teams choose Core
Verde does not lead with Core for every prospect. Most banks prefer our REST APIs and modular SaaS integrated with their existing cores, and we fully support that. Verde Core fits greenfield and de novo institutions, selective module adoption, full-stack replacement where economics justify it, and inclusion-focused markets that need an integrated lender stack.
Proven track record
The team behind Core has delivered 56 successful core system deployments and conversions. That experience informs our API and SaaS integrations in complex, regulated environments worldwide.
To see how API-only, modular SaaS, and full Core deployments would work for your institution, click on the platform overview or contact us directly.